In California, most home warranty projects cost between $300 and $1,500 per year, with a typical price near $600. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical home warranty cost
$300 – $1,500
per year · typical $600
A general planning range, not a quotation.
Home warranty cost breakdown
- Basic systems only$300 – $500typical $400
- Systems and appliances$500 – $800typical $650
- Premium comprehensive$800 – $1,500typical $1,000
At a glance
- Typical range$300 – $1,500
- Unitper year
- Cities covered200
What Home Warranties costs
Annual premiums range from $300–$600 for basic plans, with higher coverage costing up to $1,500. Service call fees are extra ($50–$150 per claim). Coverage limits and exclusions vary widely.
By city in California
- Adelanto
- Alameda
- Alhambra
- Aliso Viejo
- Altadena
- Anaheim
- Antelope
- Antioch
- Apple Valley
- Arcadia
- Arden-Arcade
- Azusa
- Bakersfield
- Baldwin Park
- Bell Gardens
- Bellflower
- Berkeley
- Brea
- Buena Park
- Burbank
- Calexico
- Camarillo
- Campbell
- Carlsbad
- Carmichael
- Carson
- Castro Valley
- Cathedral City
- Ceres
- Cerritos
- Chico
- Chino
- Chino Hills
- Chula Vista
- Citrus Heights
- Claremont
- Clovis
- Coachella
- Colton
- Compton
- Corona
- Costa Mesa
- Covina
- Culver City
- Cupertino
- Cypress
- Daly City
- Danville
- Davis
- Delano
- Diamond Bar
- Downey
- Dublin
- East Los Angeles
- Eastvale
- El Cajon
- El Centro
- El Dorado Hills
- El Monte
- El Paso de Robles
- Elk Grove
- Encinitas
- Escondido
- Fairfield
- Florence-Graham
- Florin
- Folsom
- Fontana
- Foothill Farms
- Fountain Valley
- Fremont
- French Valley
- Fresno
- Fullerton
- Garden Grove
- Gardena
- Gilroy
- Glendora
- Hacienda Heights
- Hanford
- Hawthorne
- Hayward
- Hemet
- Hesperia
- Highland
- Hollister
- Huntington Beach
- Huntington Park
- Indio
- Inglewood
- Irvine
- Jurupa Valley
- La Habra
- La Mesa
- La Mirada
- La Presa
- La Puente
- La Quinta
- Laguna Niguel
- Lake Elsinore
- Lake Forest
- Livermore
- Lodi
- Lompoc
- Long Beach
- Los Angeles
- Los Banos
- Lynwood
- Madera
- Manteca
- Martinez
- Menifee
- Merced
- Milpitas
- Mission Viejo
- Modesto
- Monrovia
- Montclair
- Montebello
- Monterey Park
- Moorpark
- Moreno Valley
- Morgan Hill
- Mountain View
- Murrieta
- Napa
- National City
- Newport Beach
- North Highlands
- Norwalk
- Novato
- Oakland
- Oakley
- Oceanside
- Ontario
- Orange
- Oxnard
- Pacifica
- Palm Desert
- Palm Springs
- Palmdale
- Palo Alto
- Paramount
- Perris
- Petaluma
- Pico Rivera
- Pittsburg
- Placentia
- Pleasanton
- Pomona
- Porterville
- Poway
- Rancho Cordova
- Rancho Cucamonga
- Rancho Palos Verdes
- Rancho Santa Margarita
- Redding
- Redlands
- Redondo Beach
- Redwood City
- Rialto
- Riverside
- Rocklin
- Rohnert Park
- Rosemead
- Roseville
- Rowland Heights
- Sacramento
- Salinas
- San Bernardino
- San Bruno
- San Buenaventura
- San Clemente
- San Diego
- San Francisco
- San Gabriel
- San Jacinto
- San Jose
- San Leandro
- San Luis Obispo
- San Marcos
- San Mateo
- San Rafael
- San Ramon
- Santa Ana
- Santa Barbara
- Santa Clara
- Santa Clarita
- Santa Cruz
- Santa Maria
- Santa Monica
- Santa Rosa
- Santee
- Seaside
- Simi Valley
- South Gate
- South San Francisco
- South Whittier
- Stanton
- Stockton
Frequently asked questions
What does a home warranty cover?
Typically, major systems like HVAC, plumbing, and electrical, plus appliances. Coverage limits and exclusions (e.g., pre-existing conditions) apply.
Is a home warranty worth it?
It depends on your home's age and condition. If major systems are old, it can save money. But if appliances are new, you might not recoup costs.
How can I reduce costs?
Choose a lower coverage cap, increase the service fee, or negotiate the premium. Compare multiple providers and read the fine print.