Tools

Cost calculators

Every calculator runs entirely in your browser using standard financial formulas. Nothing you type is transmitted, stored or logged.

• Loan payment calculator

  Enter an amount, an annual rate and a term in months to see the monthly payment, the total interest and the total you repay.

• Affordability calculator

  Estimate how much you can borrow from your income, existing debt payments and the debt-to-income limit a lender is likely to apply.

• Refinance break-even calculator

  Compare your current payment with a refinanced payment and see how long it takes to recover the closing costs.

• Total cost of ownership calculator

  Add up purchase price, financing cost, running costs and resale value to get the true annual cost of ownership.

• Cost per unit calculator

  Compare two package sizes at different prices by the cost of one unit.

• Debt payoff calculator

  See how many months a balance takes to clear at a fixed monthly payment, and what extra payments would save.