In Florida, most financial planning projects cost between $100 and $300 per hour, with a typical price near $200. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical financial planning cost
$100 – $300
per hour · typical $200
A general planning range, not a quotation.
Financial planning cost breakdown
- Hourly consultation$100 – $300typical $200
- One-time financial plan$500 – $2,500typical $1,500
- Annual retainer$1,000 – $10,000typical $5,000
At a glance
- Typical range$100 – $300
- Unitper hour
- Cities covered121
What Financial Planning costs
This covers a one-on-one session with a certified financial planner (CFP) or advice-only planner. It may include a financial plan, retirement analysis, or general guidance. Fees vary by experience, location, and whether it's a one-time or ongoing retainer.
By city in Florida
- Alafaya
- Altamonte Springs
- Apopka
- Aventura
- Boca Raton
- Bonita Springs
- Boynton Beach
- Bradenton
- Buenaventura Lakes
- Cape Coral
- Clearwater
- Clermont
- Coconut Creek
- Coral Gables
- Coral Springs
- Country Club
- Cutler Bay
- Davie
- Daytona Beach
- DeLand
- Deerfield Beach
- Delray Beach
- Deltona
- Doral
- Dunedin
- Egypt Lake-Leto
- Estero
- Fort Lauderdale
- Fort Myers
- Fort Pierce
- Fountainebleau
- Gainesville
- Greenacres
- Hallandale Beach
- Hialeah
- Hollywood
- Homestead
- Homosassa Springs
- Horizon West
- Jacksonville
- Jupiter
- Kendale Lakes
- Kendall
- Kendall West
- Kissimmee
- Lakeland
- Land O' Lakes
- Largo
- Lauderdale Lakes
- Lauderhill
- Leesburg
- Lehigh Acres
- Margate
- Meadow Woods
- Melbourne
- Miami
- Miami Beach
- Miami Gardens
- Miramar
- Navarre
- North Fort Myers
- North Lauderdale
- North Miami
- North Miami Beach
- North Port
- Oakland Park
- Ocala
- Ocoee
- Orlando
- Ormond Beach
- Oviedo
- Palm Bay
- Palm Beach Gardens
- Palm Coast
- Palm Harbor
- Panama City
- Pembroke Pines
- Pensacola
- Pine Hills
- Pinellas Park
- Plant City
- Plantation
- Poinciana
- Pompano Beach
- Port Charlotte
- Port Orange
- Port St. Lucie
- Princeton
- Richmond West
- Riverview
- Riviera Beach
- Royal Palm Beach
- Sanford
- Sarasota
- Sebring
- South Miami Heights
- Spring Hill
- St. Augustine
- St. Petersburg
- Sunrise
- Tallahassee
- Tamarac
- Tamiami
- Tampa
- The Acreage
- The Hammocks
- The Villages
- Titusville
- Town 'n' Country
- University
- Valrico
- Vero Beach South
- Wellington
- Wesley Chapel
- West Palm Beach
- Westchester
- Weston
- Winter Garden
- Winter Haven
- Winter Springs
- Zephyrhills
Frequently asked questions
Why do financial planners charge so much?
They have advanced certifications, fiduciary duty, and often invest in education. Their time is valuable because it can save you thousands in the long run.
How can I get cheaper financial advice?
Consider robo-advisors, non-profit credit counselors, or planners who charge by the hour rather than a percentage of assets. Also check employer benefits.
Is a financial planner worth it?
For most people, a one-time plan can be worth it if you have complex finances. But for simple situations, a robo-advisor might be more cost-effective.