In Illinois, most credit card projects cost between $25.00 and $695 per year, with a typical price near $95.00. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical credit card cost
$25.00 – $695
per year · typical $95.00
A general planning range, not a quotation.
Credit card cost breakdown
- Secured card$25.00 – $49.00typical $35.00
- Rewards card$75.00 – $95.00typical $95.00
- Premium travel card$250 – $695typical $550
At a glance
- Typical range$25.00 – $695
- Unitper year
- Cities covered50
What Credit Cards costs
What a credit card costs depends on its annual fee and your interest rate. No-fee cards cost nothing to hold, mid-tier rewards cards run about $95 a year, and premium travel cards can exceed $500 before you use any perks.
By city in Illinois
- Addison
- Alton
- Arlington Heights
- Belleville
- Berwyn
- Bolingbrook
- Buffalo Grove
- Calumet City
- Carbondale
- Carol Stream
- Carpentersville
- Champaign
- Chicago
- Cicero
- Crystal Lake
- DeKalb
- Decatur
- Des Plaines
- Downers Grove
- Elgin
- Elmhurst
- Evanston
- Glenview
- Hanover Park
- Hoffman Estates
- Joliet
- Kankakee
- Lombard
- Moline
- Mount Prospect
- Naperville
- Normal
- Oak Lawn
- Oak Park
- Orland Park
- Palatine
- Park Ridge
- Peoria
- Rock Island
- Rockford
- Romeoville
- Round Lake Beach
- Schaumburg
- Skokie
- Springfield
- Streamwood
- Tinley Park
- Urbana
- Waukegan
- Wheaton
Frequently asked questions
Do I have to pay an annual fee?
No. Many cards charge no annual fee. Fees buy rewards, travel perks or a higher credit limit, so only pay one if you will use those benefits.
How much interest will I pay?
Interest depends on your APR and balance. At 22% APR, carrying a $2,000 balance costs about $37 a month if you do not pay it off.
What is a typical annual fee?
Entry cards are free, mainstream rewards cards cost about $95, and premium travel cards run $250 to $695.