In New York, most dental insurance projects cost between $150 and $600 per year, with a typical price near $300. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical dental insurance cost
$150 – $600
per year · typical $300
A general planning range, not a quotation.
Dental insurance cost breakdown
- Basic preventative plan$150 – $300typical $200
- Mid-level plan$300 – $450typical $350
- Comprehensive plan$450 – $600typical $500
At a glance
- Typical range$150 – $600
- Unitper year
- Cities covered32
What Dental Insurance costs
Typical annual premium for a dental insurance plan in the US. Covers preventive care, basic procedures, and some major work, but often has deductibles and annual maximums.
By city in New York
- Albany
- Binghamton
- Brentwood
- Bronx
- Brooklyn
- Buffalo
- Central Islip
- Commack
- Coram
- East Meadow
- Elmira
- Elmont
- Freeport
- Glens Falls
- Hicksville
- Levittown
- Manhattan
- Mount Vernon
- New Rochelle
- New York
- Niagara Falls
- Poughkeepsie
- Queens
- Saratoga Springs
- Schenectady
- Staten Island
- Syracuse
- Utica
- Valley Stream
- West Babylon
- White Plains
- Yonkers
Frequently asked questions
What's the average monthly cost?
Individual plans average $15–$50 per month. Family plans cost more but may be worth it if you need extensive work.
What does it cover?
Preventive care (cleanings, X-rays) is usually 100%, basic (fillings) 70-80%, major (crowns) 50%. Annual max often $1,500.
Is it worth it?
If you need lots of work, yes. Otherwise, paying cash for cleanings might be cheaper. Compare premiums to likely costs.