In Texas, most aca plan projects cost between $0 and $1,200 per month, with a typical price near $300. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical aca plan cost
$0 – $1,200
per month · typical $300
A general planning range, not a quotation.
Aca plan cost breakdown
- Bronze plan (after subsidies)$0 – $300typical $100
- Silver plan (after subsidies)$0 – $500typical $200
- Gold plan (no subsidies)$400 – $1,200typical $700
At a glance
- Typical range$0 – $1,200
- Unitper month
- Cities covered91
What ACA Marketplace costs
Marketplace plan costs depend on income, age, location, and plan tier. With premium tax credits, many enrollees pay $0-$500 per month. Without subsidies, a silver plan might cost $400-$1,200 per month. Out-of-pocket costs also vary.
By city in Texas
- Abilene
- Allen
- Amarillo
- Arlington
- Atascocita
- Austin
- Baytown
- Beaumont
- Bedford
- Brownsville
- Bryan
- Burleson
- Carrollton
- Cedar Hill
- Cedar Park
- Channelview
- College Station
- Conroe
- Coppell
- Corpus Christi
- Dallas
- DeSoto
- Denton
- Duncanville
- Edinburg
- El Paso
- Euless
- Farmers Branch
- Flower Mound
- Fort Worth
- Friendswood
- Frisco
- Galveston
- Garland
- Georgetown
- Grand Prairie
- Grapevine
- Haltom City
- Harlingen
- Houston
- Hurst
- Irving
- Keller
- Killeen
- Kyle
- Lake Jackson
- Laredo
- League City
- Leander
- Lewisville
- Little Elm
- Longview
- Lubbock
- McAllen
- McKinney
- Mesquite
- Midland
- Mission
- Mission Bend
- Missouri City
- New Braunfels
- North Richland Hills
- Odessa
- Pasadena
- Pearland
- Pflugerville
- Pharr
- Plano
- Port Arthur
- Richardson
- Rockwall
- Rosenberg
- Round Rock
- Rowlett
- San Angelo
- San Antonio
- Schertz
- Sherman
- Spring
- Sugar Land
- Temple
- Texarkana
- Texas City
- The Colony
- The Woodlands
- Tyler
- Waco
- Waxahachie
- Weslaco
- Wichita Falls
- Wylie
Frequently asked questions
What is the average cost of an ACA plan?
After subsidies, most enrollees pay less than $300 per month. Without subsidies, a silver plan averages $500-$800 per month, but varies by state and age.
What drives ACA plan costs?
Your income (determines subsidies), age, location, plan tier, and tobacco use. More comprehensive plans (gold/platinum) have higher premiums but lower deductibles.
How can I lower my ACA premium?
Report income changes to maximize subsidies. Choose a bronze or silver plan with a Health Savings Account (HSA). Compare plans during open enrollment and consider cost-sharing reductions if eligible.