In Texas, most pet insurance projects cost between $20.00 and $80.00 per month, with a typical price near $45.00. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical pet insurance cost
$20.00 – $80.00
per month · typical $45.00
A general planning range, not a quotation.
Pet insurance cost breakdown
- Accident-only$10.00 – $30.00typical $20.00
- Accident & illness$25.00 – $70.00typical $45.00
- Wellness add-on$40.00 – $100typical $65.00
At a glance
- Typical range$20.00 – $80.00
- Unitper month
- Cities covered91
What Pet Insurance costs
Monthly premium for pet health insurance. Accident-only plans are cheapest; comprehensive with wellness add-ons cost more. Average $45/month for a dog.
By city in Texas
- Abilene
- Allen
- Amarillo
- Arlington
- Atascocita
- Austin
- Baytown
- Beaumont
- Bedford
- Brownsville
- Bryan
- Burleson
- Carrollton
- Cedar Hill
- Cedar Park
- Channelview
- College Station
- Conroe
- Coppell
- Corpus Christi
- Dallas
- DeSoto
- Denton
- Duncanville
- Edinburg
- El Paso
- Euless
- Farmers Branch
- Flower Mound
- Fort Worth
- Friendswood
- Frisco
- Galveston
- Garland
- Georgetown
- Grand Prairie
- Grapevine
- Haltom City
- Harlingen
- Houston
- Hurst
- Irving
- Keller
- Killeen
- Kyle
- Lake Jackson
- Laredo
- League City
- Leander
- Lewisville
- Little Elm
- Longview
- Lubbock
- McAllen
- McKinney
- Mesquite
- Midland
- Mission
- Mission Bend
- Missouri City
- New Braunfels
- North Richland Hills
- Odessa
- Pasadena
- Pearland
- Pflugerville
- Pharr
- Plano
- Port Arthur
- Richardson
- Rockwall
- Rosenberg
- Round Rock
- Rowlett
- San Angelo
- San Antonio
- Schertz
- Sherman
- Spring
- Sugar Land
- Temple
- Texarkana
- Texas City
- The Colony
- The Woodlands
- Tyler
- Waco
- Waxahachie
- Weslaco
- Wichita Falls
- Wylie
Frequently asked questions
Are pre-existing conditions covered?
No, most insurers exclude pre-existing conditions. Get insurance before your pet develops issues.
How do deductibles and reimbursement work?
Choose an annual deductible ($100-500) and reimbursement level (70-90%). Higher deductible/preimbursement lowers premium.
What are typical annual payout limits?
Many plans have $5,000-10,000 annual limits. Unlimited plans cost more but cover major emergencies.