Most credit repair projects cost between $0 and $1,200 per job, with a typical price near $500. Prices vary by state and city, so the range below is a planning guide rather than a quote.
Typical credit repair cost
$0 – $1,200
per job · typical $500
A general planning range, not a quotation.
Credit repair cost breakdown
- Monthly service (3 months)$150 – $600typical $300
- Per-removal fee$100 – $300typical $150
- Comprehensive package (6 months)$600 – $1,200typical $900
What Credit Repair costs
Credit repair companies charge monthly fees ($50-$200) or per-removal fees ($100-$300). Over 3-6 months, total costs range from $150 to $1,200. DIY credit repair is possible for free, but many pay for professional help.
Costs by state
- Alabama
- Alaska
- Alberta
- Arizona
- Arkansas
- British Columbia
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Manitoba
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Brunswick
- New Hampshire
- New Jersey
- New Mexico
- New York
- Newfoundland and Labrador
- North Carolina
- North Dakota
- Northwest Territories
- Nova Scotia
- Nunavut
- Ohio
- Oklahoma
- Ontario
- Oregon
- Pennsylvania
- Prince Edward Island
- Quebec
- Rhode Island
- Saskatchewan
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- Yukon
Frequently asked questions
How much does credit repair cost?
Most companies charge $50-$200 per month, with total costs of $300-$1,200 over several months. Some charge per negative item removed, typically $100-$300 each.
What drives credit repair costs?
The number of negative items, the company's pricing model (monthly vs. per item), and the duration of service. More disputes mean higher costs.
How can I save on credit repair?
Dispute errors yourself for free using credit bureau forms. If you use a service, avoid upfront fees (illegal in many states) and look for money-back guarantees.