Most travel insurance projects cost between $30.00 and $300 per trip, with a typical price near $80.00. Prices vary by state and city, so the range below is a planning guide rather than a quote.
Typical travel insurance cost
$30.00 – $300
per trip · typical $80.00
A general planning range, not a quotation.
Travel insurance cost breakdown
- Basic trip cancellation$20.00 – $80.00typical $40.00
- Comprehensive international$80.00 – $300typical $150
- Annual multi-trip$150 – $500typical $300
What Travel Insurance costs
Covers trip cancellation/interruption, emergency medical, baggage loss, and delays. Price scales with trip cost, destination, age, and coverage level. Typical for a one-week domestic trip runs $30–$100; international or longer trips cost more.
Costs by state
- Alabama
- Alaska
- Alberta
- Arizona
- Arkansas
- British Columbia
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Manitoba
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Brunswick
- New Hampshire
- New Jersey
- New Mexico
- New York
- Newfoundland and Labrador
- North Carolina
- North Dakota
- Northwest Territories
- Nova Scotia
- Nunavut
- Ohio
- Oklahoma
- Ontario
- Oregon
- Pennsylvania
- Prince Edward Island
- Quebec
- Rhode Island
- Saskatchewan
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- Yukon
Frequently asked questions
How much does travel insurance cost per day?
Typically $5–$15 per day for a mid-range policy. Annual plans can be cheaper per trip if you travel often.
What drives the price?
Trip cost, destination, age, trip length, and coverage limits. Add-ons like adventure sports or cancel-for-any-reason raise the price.
How can I pay less?
Compare plans, choose a higher deductible, skip extras you don't need, and buy an annual plan if you travel multiple times yearly.