Most vision insurance projects cost between $100 and $300 per year, with a typical price near $150. Prices vary by state and city, so the range below is a planning guide rather than a quote.
Typical vision insurance cost
$100 – $300
per year · typical $150
A general planning range, not a quotation.
Vision insurance cost breakdown
- Basic vision plan$100 – $180typical $120
- Standard vision plan$180 – $250typical $200
- Premium vision plan$250 – $300typical $275
What Vision Insurance costs
Annual premium for vision insurance covering routine eye exams, glasses, and contact lenses. Many plans have copays and allowances for frames or contacts.
Costs by state
- Alabama
- Alaska
- Alberta
- Arizona
- Arkansas
- British Columbia
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Manitoba
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Brunswick
- New Hampshire
- New Jersey
- New Mexico
- New York
- Newfoundland and Labrador
- North Carolina
- North Dakota
- Northwest Territories
- Nova Scotia
- Nunavut
- Ohio
- Oklahoma
- Ontario
- Oregon
- Pennsylvania
- Prince Edward Island
- Quebec
- Rhode Island
- Saskatchewan
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- Yukon
Frequently asked questions
What's the typical monthly premium?
Around $8–$25 per month for individuals. Family plans cost more.
What does it cover?
Annual eye exams, often with a copay, plus an allowance for glasses or contacts. Some plans cover LASIK discounts.
Should I get vision insurance?
If you need glasses or contacts, it can save money. If not, you might pay less out-of-pocket for annual exams.